Mortgages for a shop with flats above.
A shop and flat on one title can combine commercial and residential income. Financing the whole building is different from buying only the flat.
Explore your optionsThe commercial and residential elements each bring different considerations. Start with the type of property you own or want to buy.

A shop and flat on one title can combine commercial and residential income. Financing the whole building is different from buying only the flat.
Explore your optionsA building with several shops, offices or flats needs a clear unit-by-unit picture. The stronger the information, the easier it is to understand the funding requirement.
Explore your optionsAn office with flats above can be an investment property, a business premises or a building with a future conversion plan. Be clear which one you are financing today.
Explore your optionsAccommodation above a pub can mean guest rooms, a manager’s flat or a separate let dwelling. Those uses lead to different lending conversations.
Explore your options